Allianz Care Care

Type of plan
Care
Cobertura máxima por segurado
US$2,500,000
Idade limite para solicitar cobertura
75
Período de carência
Not specified
Cobertura fora dos Estados Unidos
They offer a choice of three different geographical areas of cover:
• Worlwide
• Worldwide excluding USA
• Africa only

The cost of the cover will go up or down depending on which region cover you choose
Cobertura dentro dos Estados Unidos
Coverage is given if worldwide area of cover is selected
Coberturas Hospitalares
Quarto de hospital padrão particular
100% requires pre-approval
Benefício especial para uma suíte
N/A
Unidade de cuidados intensivos
100% requires pre-approval
Acompanhante durante uma hospitalização
Related to a hospitalization of an insured under age 18
• 100% requires pre-approval
Medicamentos prescritos durante uma internação
100% including materials, inpatient and day-care treatment only, requires pre-approval
Tratamento hospitalar para saúde mental
Psychiatry and psychotherapy
• 100% inpatient and day-care treatment only, requires pre-approval
Coberturas Ambulatoriais
Sala de emergência
N/A
Consultas médicas e de especialistas
Outpatient plan Active (up to US$6,750) can be purchased and offer:

Video consultations services at 100%

Medical Practitiones fees:
• US$675 in Active plan

Specialist fees:
• 80% refund in Active plan
Consultas médicas e de especialistas em residência
Covered if necessary after the sudden onset of an acute illness that leaves the insured incapable of visiting your doctor or therapist
Medicamentos prescritos
Outpatient plan Active (up to US$6,750) can be purchased and offer:

• US$270 in Active plan

Post-hospitalization treatment, covered when it is needed in the 90 days following discharge from inpatient or day-care treatment for the same acute medical condition
• 100%
Terapias complementares
The next outpatient benefits plan, which include prescribed speech therapy and occupational therapy can be purchased:
• Active, up to US$675
Cuidados de enfermagem no domicílio / home care
At home or in a convalescent home
• US$2,025 requires pre-approval
Exame médico preventivo (check-up)
The next outpatient benefits plan, which include prescribed speech therapy and occupational therapy can be purchased:
• Active, up to US$675
Aparelhos auditivos
N/A
Doença de Alzheimer
Not specified
Autismo
Not specified
Cirurgia ambulatorial
100% requires pre-approval
Terapia de reposição hormonal para aliviar os sintomas da menopausa
Not specified
Benefícios Gerais
Honorários do cirurgião e do anestesista
100% including surgical appliances and materials, requires pre-approval
Serviços de estudos diagnósticos
• 100% inpatient and day-care treatment only, requires pre-approval
• 100% for pre-operative tests are covered when they are needed in the 72 hours before inpatient or day-care treatment
• 100% for CT and MRI scans, inpatient and outpatient treatment
• 100% for PET and CT-PET scans, inpatient and outpatient treatment, requires pre-approval

The next outpatient benefits plan, which include outpatient tests can be purchased:
• Active, up to US$6,750
Oncologia: exames de câncer, tratamento (quimioterapia e/ou radioterapia) e medicamentos
100% for inpatient, day-care and outpatient treatment, requires pre-approval

Wig, prosthetic bra or other external prosthetic device for cosmetic purposes
• US$270
Diálise
100% requires pre-approval
Cirurgia profilática para reduzir o risco de câncer
N/A
Prótese e meios corretivos implantados durante uma cirurgia
Not specified
Transplante de órgãos e tecido
100% requires pre-approval
Cobertura para o doador vivo
Not specified
Equipamento médico-hospitalar
N/A
Tratamento de alergia
Not specified
Fisioterapia e reabilitação
Rehabilitation treatment, inpatient, day-care and outpatient treatment; must commence within 14 days of discharge after the acute medical and/or surgical treatment ceases
• US$2,700

The next outpatient benefits plan, which include prescribed physiotherapy can be purchased:
• Active, up to US$675

For non-prescribed physiotherapy the limit will be 5 visits
Tratamentos especializados
Drug and alcohol addiction treatment, for dependent children
• US$1,350 after a 10-month waiting period

The next outpatient benefits plan, which include chiropractic treatment, osteopathy, homeopathy, chinese herbal medicine, acupuncture and podiatry can be purchased:
• Active, up to US$405

Up to 12 sessions per condition for chiropractic treatment and up to 12 sessions per condition for osteopathic treatment
Condições congênitas diagnosticadas antes dos 18 anos
Not specified
Condições congênitas diagnosticadas na idade de 18 ou após
Not specified
HIV-AIDS
N/A
Tratamento cirúrgico de distúrbios sintomáticos do pé
Not specified
Cirurgia bariátrica
N/A
Psicoterapia
Not specified
Medicamentos prescritos para saúde mental
Not specified
Benefícios de Maternidade
Maternidade
N/A
Complicações de maternidade e do nascimento
N/A
Inclusão de recém-nascido
N/A
Extração e armazenamento de células tronco
N/A
Tratamento de fertilidade
N/A
Unidade de Cuidados Intensivos Neonatais (UCIN)
N/A
Cuidados pré-natais e pós-natais
N/A
Benefícios de Evacuação Médica
Transporte de emergência por ambulância terrestre
100% for local ambulance only
Transporte de emergência por ambulância aérea
Repatriation benefits plan can be purchased and offer:

• Medical repatriation:
- Where the necessary treatment is not available locally, you can choose to be medically repatriated to your home
country instead of to the nearest appropriate medical centre. This benefit only applies when your home country is
within your area of cover
- Where ongoing treatment is required, we will cover hotel accommodation costs
- Repatriation in the event of unavailability of adequately screened blood
- If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care,
we will cover hotel accommodation costs, up to 7 days

• US$4,050 for expenses for one person accompanying a repatriated person

• US$2,700 for travel costs of insured family members in the event of a repatriation

• US$2,025 for travel costs of insured members to be with a family member who is at peril of death or who has died
Passagem aérea de volta do segurado e acompanhante após uma evacuação por ambulância aérea
Included if the repatriation plan is purchased
Repatriação de restos mortais
US$13,500 requires pre-approval
Outros Benefícios
Lesões durante o treinamento ou na prática de hobbies e/ou esportes perigosos não profissionais
Not specified
Lesões durante o treinamento ou na prática de esportes profissionais
N/A
Cobertura dental de emergência
Emergency inpatient dental treatment
• 100%
Cirurgia corretiva ou reconstrutiva em caso de doença ou acidente
Covered if it's an approved gender dysphoria and reconstructive surgery necessary to restore function or appearance after a disfiguring accident or as a result of surgery for cancer, if the accident or surgery occurs during the period of cover
Cirurgia refrativa ocular
N/A
Cuidados paliativos em casos terminais
100% requires pre-approval

Long term care
• 100% up to 90 days, per lifetime
Cobertura provisória para acidentes enquanto se processa a solicitação do seguro
Not specified
Cobertura gratuita prorrogada para dependentes após a morte do titular da apólice
Not specified
Cobertura gratuita para dependentes
Not specified
Eliminação/redução da franquia por não apresentação de pedidos de reembolso ou não cumprimento da franquia
Not specified
Eliminação da franquia
Not specified
Segunda opinião médica
Included
Prótese de membros
N/A
Tratamento odontológico maior ou de rotina
N/A
Reembolso de viagens para tratamentos na rede de centros de excelência da América Latina
N/A
Guerra e Terrorismo
N/A
Seguro de vida temporário
N/A
Condições pré-existentes declaradas
Covered when disclosed in the application, benefit will be previously evaluated
Catastrophic and chronic illnesses that survive the contracting of the service
Not specified
Catastrophic and unusual conditions
Not specified
Medical emergency
100% requires pre-approval
Illness or injury in private aircraft
Not specified
Contraceptive treatments
Not specified
Serviços de concierge para pacientes
Expat Assistance Programme, 24/7 multilingual helpline and emergency assistance services as
• Confidential, professional counselling (in-person, phone, video and chat)
• Legal and financial support services
• Critical incident support
• Wellness website access

Fitness assessment for policyholder and their partner
• US$70 after a 10-month wairting period

Olive, Health & Wellness support program includes
• HealthSteps fitness app
• Access to wellness resources

Digital Health App
• US$70 reimbursement for one digital health app for the prevention, detection and management of a disease or condition

MyHealth Digital Services
• Manage your cover online with our app or portal anytime, anywhere
• Submit and track progress of claims
• Access your policy documents, health services, payment details and more
Assistência de viagem
Travel security services, offers 24/7 access to personal security information and advice for all your travel safety queries
• Emergency Security Assistance Hotline, not a free phone number
• Country intelligence and security advice
• Daily security news updates and travel safety alerts

Emergency treatment outside area of cover
• 100% up to 42 days, for trips of a maximum period of six weeks
Benefício hospitalário em dinheiro
Where treatment has been received free of charge
• US$205 per night, up to 25 nights
Benefícios adicionais opcionais
Evacuação para o país de escolha do segurado, país de residência ou país de origem
A repatriation plan can be purchased
Evacuação não emergencial
100%
Exoneração do período de espera para condiciones preexistentes
Not specified