Allianz Care Care

Type of plan
Care
Cobertura máxima por asegurado
US$2,500,000
Edad límite para solicitar cobertura
75
Período de espera
Not specified
Cobertura fuera de Estados Unidos
They offer a choice of three different geographical areas of cover:
• Worlwide
• Worldwide excluding USA
• Africa only

The cost of the cover will go up or down depending on which region cover you choose
Cobertura dentro de Estados Unidos
Coverage is given if worldwide area of cover is selected
Beneficios hospitalarios
Habitación hospitalaria privada estándar
100% requires pre-approval
Beneficio especial para suite
N/A
Unidad de cuidados intensivos
100% requires pre-approval
Acompañante adulto durante una hospitalización
Related to a hospitalization of an insured under age 18
• 100% requires pre-approval
Medicamentos prescritos durante una hospitalización
100% including materials, inpatient and day-care treatment only, requires pre-approval
Tratamientos psiquiátricos
Psychiatry and psychotherapy
• 100% inpatient and day-care treatment only, requires pre-approval
Beneficios ambulatorios
Sala de emergencia
N/A
Visitas de médicos y especialistas
Outpatient plan Active (up to US$6,750) can be purchased and offer:

Video consultations services at 100%

Medical Practitiones fees:
• US$675 in Active plan

Specialist fees:
• 80% refund in Active plan
Visitas de médicos y especialistas en el hogar
Covered if necessary after the sudden onset of an acute illness that leaves the insured incapable of visiting your doctor or therapist
Medicamentos prescritos
Outpatient plan Active (up to US$6,750) can be purchased and offer:

• US$270 in Active plan

Post-hospitalization treatment, covered when it is needed in the 90 days following discharge from inpatient or day-care treatment for the same acute medical condition
• 100%
Terapias complementarias
The next outpatient benefits plan, which include prescribed speech therapy and occupational therapy can be purchased:
• Active, up to US$675
Cuidados de enfermero(a) en el hogar
At home or in a convalescent home
• US$2,025 requires pre-approval
Chequeo médico preventivo
The next outpatient benefits plan, which include prescribed speech therapy and occupational therapy can be purchased:
• Active, up to US$675
Aparatos auditivos
N/A
Enfermedad de Alzheimer
Not specified
Autismo
Not specified
Cirugía ambulatoria
100% requires pre-approval
Terapia de reemplazo hormonal para aliviar los síntomas de la menopausia
Not specified
Beneficios generales
Honorarios del cirujano y del anestesiólogo
100% including surgical appliances and materials, requires pre-approval
Servicios de estudios diagnósticos
• 100% inpatient and day-care treatment only, requires pre-approval
• 100% for pre-operative tests are covered when they are needed in the 72 hours before inpatient or day-care treatment
• 100% for CT and MRI scans, inpatient and outpatient treatment
• 100% for PET and CT-PET scans, inpatient and outpatient treatment, requires pre-approval

The next outpatient benefits plan, which include outpatient tests can be purchased:
• Active, up to US$6,750
Oncología: exámenes de cáncer, tratamiento (quimioterapia y/o radioterapia) y medicamentos
100% for inpatient, day-care and outpatient treatment, requires pre-approval

Wig, prosthetic bra or other external prosthetic device for cosmetic purposes
• US$270
Diálisis
100% requires pre-approval
Cirugía profiláctica para reducir el riesgo de cáncer
N/A
Prótesis y medios correctivos implantados durante una cirugía
Not specified
Trasplante de órganos y tejidos
100% requires pre-approval
Beneficios para el donante vivo
Not specified
Equipo médico durable
N/A
Tratamiento de alergias
Not specified
Terapia física y de rehabilitación
Rehabilitation treatment, inpatient, day-care and outpatient treatment; must commence within 14 days of discharge after the acute medical and/or surgical treatment ceases
• US$2,700

The next outpatient benefits plan, which include prescribed physiotherapy can be purchased:
• Active, up to US$675

For non-prescribed physiotherapy the limit will be 5 visits
Tratamientos especializados
Drug and alcohol addiction treatment, for dependent children
• US$1,350 after a 10-month waiting period

The next outpatient benefits plan, which include chiropractic treatment, osteopathy, homeopathy, chinese herbal medicine, acupuncture and podiatry can be purchased:
• Active, up to US$405

Up to 12 sessions per condition for chiropractic treatment and up to 12 sessions per condition for osteopathic treatment
Condiciones congénitas diagnosticadas antes de los 18 años
Not specified
Condiciones congénitas diagnosticadas después de los 18 años
Not specified
VIH-SIDA
N/A
Tratamiento quirúrgico de trastornos sintomáticos de los pies
Not specified
Cirugía bariátrica
N/A
Psicología
Not specified
Medicamentos prescritos para la salud mental
Not specified
Beneficios de maternidad
Maternidad
N/A
Complicaciones de la maternidad y del recién nacido
N/A
Inclusión del recién nacido
N/A
Extracción y almacenamiento de células madres
N/A
Tratamiento de fertilidad
N/A
Unidad de Cuidados Intensivos Neonatales (UCIN)
N/A
Atención prenatal y postnatal
N/A
Beneficios de evacuación médica
Transportación de emergencia por ambulancia terrestre
100% for local ambulance only
Transportación de emergencia por ambulancia aérea
Repatriation benefits plan can be purchased and offer:

• Medical repatriation:
- Where the necessary treatment is not available locally, you can choose to be medically repatriated to your home
country instead of to the nearest appropriate medical centre. This benefit only applies when your home country is
within your area of cover
- Where ongoing treatment is required, we will cover hotel accommodation costs
- Repatriation in the event of unavailability of adequately screened blood
- If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care,
we will cover hotel accommodation costs, up to 7 days

• US$4,050 for expenses for one person accompanying a repatriated person

• US$2,700 for travel costs of insured family members in the event of a repatriation

• US$2,025 for travel costs of insured members to be with a family member who is at peril of death or who has died
Pasaje aéreo de regreso del asegurado y del acompañante después de una evacuación por ambulancia aérea
Included if the repatriation plan is purchased
Repatriación de restos mortales
US$13,500 requires pre-approval
Otros beneficios
Lesiones durante el entrenamiento o la práctica de actividades de alto riesgo y deportes (no profesionales)
Not specified
Lesiones durante el entrenamiento o la práctica de deportes profesionales
N/A
Cobertura dental de emergencia
Emergency inpatient dental treatment
• 100%
Cirugía correctiva o reconstructiva en caso de enfermedad o accidente
Covered if it's an approved gender dysphoria and reconstructive surgery necessary to restore function or appearance after a disfiguring accident or as a result of surgery for cancer, if the accident or surgery occurs during the period of cover
Cirugía refractiva
N/A
Cuidados paliativos en casos terminales
100% requires pre-approval

Long term care
• 100% up to 90 days, per lifetime
Cobertura provisional para accidentes mientras se procesa la solicitud
Not specified
Cobertura gratuita extendida a dependientes elegibles después de la muerte del contratante
Not specified
Cobertura gratuita para dependientes
Not specified
Eliminación/reducción del deducible por no presentar reclamos o no haber alcanzado el deducible
Not specified
Eliminación del deducible
Not specified
Segunda opinión médica
Included
Prótesis externas
N/A
Tratamiento dental mayor o de rutina
N/A
Reembolso por viaje para tratamientos en la red de centros de excelencia de Latinoamérica
N/A
Guerra y terrorismo
N/A
Seguro de vida a término
N/A
Condiciones preexistentes declaradas
Covered when disclosed in the application, benefit will be previously evaluated
Enfermedades catastróficas y crónicas sobrevinientes a la contratación
Not specified
Condiciones catastróficas y raras
Not specified
Emergencia médica
100% requires pre-approval
Enfermedad o lesión en aeronave privada
Not specified
Tratamientos anticonceptivos
Not specified
Servicios de consultoría para pacientes
Expat Assistance Programme, 24/7 multilingual helpline and emergency assistance services as
• Confidential, professional counselling (in-person, phone, video and chat)
• Legal and financial support services
• Critical incident support
• Wellness website access

Fitness assessment for policyholder and their partner
• US$70 after a 10-month wairting period

Olive, Health & Wellness support program includes
• HealthSteps fitness app
• Access to wellness resources

Digital Health App
• US$70 reimbursement for one digital health app for the prevention, detection and management of a disease or condition

MyHealth Digital Services
• Manage your cover online with our app or portal anytime, anywhere
• Submit and track progress of claims
• Access your policy documents, health services, payment details and more
Asistencia de viaje
Travel security services, offers 24/7 access to personal security information and advice for all your travel safety queries
• Emergency Security Assistance Hotline, not a free phone number
• Country intelligence and security advice
• Daily security news updates and travel safety alerts

Emergency treatment outside area of cover
• 100% up to 42 days, for trips of a maximum period of six weeks
Beneficio hospitalario en dinero en efectivo
Where treatment has been received free of charge
• US$205 per night, up to 25 nights
Beneficios adicionales opcionales
Evacuación al país de elección, de residencia o domiciliar del asegurado
A repatriation plan can be purchased
Evacuación que no sea de emergencia
100%
Exoneración del período de espera para condiciones preexistentes
Not specified