GBG Global 360 Critical Illness

Type of plan
Global 360 Critical Illness
Maximum coverage per insured
• US$1.000.000 até 60 anos, vitalício
• US$250.000 desde 60 até 75 anos, vitalício
Para todos os benefícios descritos se aplicam apenas às condições médicas especificadas abaixo:
• Derrame cerebrovascular
• Cirurgia cardíaca para revascularização
• Câncer
• Polytrauma
• Insuficiência renal
• Transplante de órgãos principais
• Ataque cardíaco
Age limit to apply
60
Waiting period
90 dias
Coverage outside USA
100% em todo o mundo sem restrições de médicos e hospitais
Coverage inside USA
100% somente através da rede de provedor preferencial
Inpatient Benefits
Standard private hospital room
100% até ao limite da cobertura, para condições cobertas
Special benefit for suite
N/A
Intensive care unit
100% até ao limite da cobertura, para condições cobertas
Adult companion accommodation during a hospitalization
N/A
Prescribed medications while hospitalized
100% para condições cobertas
Psychiatric treatments
N/A
Outpatient Benefits
Emergency room
100% para condições cobertas
Physician and specialist visits
100% até́ 90 dias após um evento coberto
Physician and specialist home visits
100% para condições cobertas
Prescribed medications
100% até́ 90 dias após um evento coberto
Complementary therapy
Fisioterapia, terapeuta ocupacional, acupuntura, homeopata e/ou fonoaudióloga
• 100% até 80 visitas, para condições cobertas
Nurse care at home
100% até́ 100 dias
Preventive health checkup
N/A
Hearing aids
N/A
Alzheimer’s disease
N/A
Autism
N/A
Outpatient surgery
100% para condições cobertas
Hormone replacement therapy to relieve the symptoms of menopause
N/A
General Benefits
Surgeon and anesthesiologist fees
100% para condições cobertas
Diagnostic study services
Exames de laboratório, patologias, raios-X, ressonâncias magnéticas, tomografias
• 100% para condições cobertas
Oncology: cancer tests, treatment (chemotherapy and/or radiotherapy) and medication
100% para condições cobertas
Dialysis
100% para condições cobertas
Prophylactic surgery to reduce the risk of cancer
N/A
Prostheses and medical appliances implanted during surgery
100% para condições cobertas, pré-autorização necessária
Organ and tissue transplant
100% para condições cobertas
Benefits for live donors
100% para condições cobertas, incluído no benefício de cobertura para o doador vivo
Durable medical equipment
100% para condições cobertas
Allergy treatments
N/A
Physical therapy and rehabilitation
Hospitalização
• 100%
Ambulatório
• Incluído no benefício de terapias complementares
Specialized treatments
Terapeuta ocupacional
• Incluído no benefício de terapias complementares
Congenital conditions diagnosed before age 18
N/A
Congenital conditions diagnosed after age 18
N/A
HIV-AIDS
N/A
Surgical treatment of symptomatic foot disorders
N/A
Bariatric surgery
N/A
Psychology
N/A
Mental health prescription medication
N/A
Maternity Benefits
Maternity
N/A
Maternity and birth complications
N/A
Inclusion of the newborn
N/A
Extraction and storage of umbilical cord blood stem cells
N/A
Fertility treatment
N/A
Neonatal Intensive Care Unit (NICU)
N/A
Pre-natal and post-natal care
N/A
Medical Evacuation Benefits
Emergency transportation by ground ambulance
100% para condições cobertas, sem franquia
Emergency transportation by air ambulance
100% pré-autorização necessária
Insured’s and companion’s return ticket after an evacuation by air ambulance
US$2.000 para bilhetes em classe econômica, dentro de 90 dias da ocorrência
Repatriation of mortal remains
US$20.000 per lifetime
Other Benefits
Injuries during the training or practice of hazardous hobbies and sports (non-professional)
N/A
Injuries during the training or practice of professional sports
N/A
Emergency dental coverage
N/A
Reconstructive surgery after an accident or illness
N/A
Refractive eye surgery
N/A
Palliative care for terminal cases
100% até́ 240 dias, após um evento coberto
Temporary coverage for accidents while application is being underwritten
N/A
Free extended coverage for eligible dependents after policyholder’s death
N/A
Free coverage for dependents
N/A
Elimination/reduction of deductible for no claims made or not having met the deductible
N/A
Deductible elimination
N/A
Second medical opinion
Incluída
Prosthetic limbs
100% pré-autorização necessária
Routine and major dental treatment
N/A
Travel reimbursement for treatment in centers of excellence Latam network
N/A
War and terrorism
N/A
Term life insurance
N/A
Declared pre-existing conditions
Coberto quando divulgado no solicitação, sujeito a avaliação
Catastrophic and chronic illnesses that survive the contracting of the service
N/A
Catastrophic and unusual conditions
N/A
Medical emergency
100%
Illness or injury in private aircraft
N/A
Contraceptive treatments
N/A
Patient concierge services
N/A
Travel assistance
N/A
Hospital cash benefit
N/A
Optional additional benefits
Evacuation to country of choice, country of residence or home country
N/A
Non-emergency evacuation
N/A
Pre-existing conditions waiting period waiver
N/A