Bupa Panama Global Major Medical

Type of plan
Global Major Medical
Maximum coverage per insured
US$5.000.000 por año póliza
Age limit to apply
75
Waiting period
N/A
Coverage outside USA
Latinoamérica
• 100% con libre elección de médicos y hospitales

Resto del mundo
• Solamente a través de la red Global Bupa
Coverage inside USA
100% a través de la red de proveedores preferenciales
Inpatient Benefits
Standard private hospital room
100% hasta los límites de la cobertura
Special benefit for suite
N/A
Intensive care unit
100% hasta los límites de la cobertura
Adult companion accommodation during a hospitalization
100%
Prescribed medications while hospitalized
100%
Psychiatric treatments
Salud mental durante hospitalización
• 100% hasta 90 visitas, vitalicio
Outpatient Benefits
Emergency room
100%
Physician and specialist visits
100%
Physician and specialist home visits
N/A
Prescribed medications
100%
Complementary therapy
N/A
Nurse care at home
Enfermería en casa para rehabilitación o cuidados paliativos
• US$300 por día, hasta 60 días
Preventive health checkup
N/A
Hearing aids
N/A
Alzheimer’s disease
N/A
Autism
N/A
Outpatient surgery
100%
Hormone replacement therapy to relieve the symptoms of menopause
N/A
General Benefits
Surgeon and anesthesiologist fees
100%
Diagnostic study services
Exámenes de laboratorio, patologías, rayos-X, resonancias magnéticas, tomografías
• 100%
Oncology: cancer tests, treatment (chemotherapy and/or radiotherapy) and medication
100%
Dialysis
100%
Surgery to reduce the risk of cancer or prophylactic surgery
Cirugía preventiva
• 100%
Prostheses and medical appliances implanted during surgery
100%
Organ and tissue transplant
Por órgano/tejido
• US$1.000.000 vitalicio
Benefits for live donors
Incluido en el beneficio de trasplante de órganos y tejidos hasta US$1.000.000, sin límite específico
Durable medical equipment
100%
Allergy treatments
N/A
Physical therapy and rehabilitation
Rehabilitación multidisciplinaria
• 100% hasta 60 días
Specialized treatments
Hospitalización
• Fisioterapia, terapia ocupacional, quinesiología, fonoaudiología y nutricionista, 100%

Ambulatorio
• N/A
Congenital conditions diagnosed before age 18
US$500.000 vitalicio
Congenital conditions diagnosed after age 18
100%
HIV-AIDS
US$500.000 vitalicio, después de un período de espera 12 meses
Surgical treatment of symptomatic foot disorders
N/A
Bariatric surgery
100% hasta los límites de la cobertura, después de un período de espera de 24 meses
Psychology
N/A
Mental health prescription medication
N/A
Maternity Benefits
Maternity
N/A
Maternity and newborn complications
N/A
Inclusion of the newborn
N/A
Extraction and storage of umbilical cord blood stem cells
N/A
Fertility treatment
N/A
Neonatal Intensive Care Unit (NICU)
N/A
Pre-natal and post-natal care
N/A
Medical Evacuation Benefits
Emergency transportation by ground ambulance
100%
Emergency transportation by air ambulance
100%
Insured’s and companion’s return ticket after an evacuation by air ambulance
100%

Costos de viaje de traslado para un acompañante
• 100%

Costos de alimentación y transporte para acompañante
• US$150 por día, hasta 10 días

Costos de viaje de traslado para niños
• 100%
Repatriation of mortal remains
100%

Repatriación médica
• 100%
Other Benefits
Injuries during the training or practice of hazardous hobbies and sports (non-professional)
100%
Injuries during the training or practice of professional sports
100%
Emergency dental coverage
100% siempre y cuando el primer gasto se genere dentro de los 30 días siguientes al accidente
Reconstructive surgery after an accident or illness
100%
Refractive eye surgery
N/A
Palliative care for terminal cases
100%
Temporary coverage for accidents while application is being underwritten
N/A
Free extended coverage for eligible dependents after policyholder’s death
2 años si se produce por un evento cubierto
Free coverage for dependents
N/A
Deductible elimination/reduction for no claims made
N/A
Deductible elimination
N/A
Second medical opinion
Incluida
Prosthetic limbs
100%
Routine and major dental treatment
N/A
Travel reimbursement for treatment in centers of excellence Latam network
N/A
War and terrorism
N/A
Term life insurance
N/A
Declared pre-existing conditions
N/A
Catastrophic and chronic illnesses that survive the contracting of the service
N/A
Catastrophic and unusual conditions
N/A
Medical emergency
100% en Panamá y en centros de urgencias y clínicas de conveniencia en EE. UU. se aplica un copago de US$50, no aplica deducible
Illness or injury in private aircraft
N/A
Contraceptive treatments
N/A
Patient concierge services
N/A
Travel assistance
N/A
Hospital cash benefit
N/A
Optional additional benefits
Evacuation to country of choice, country of residence or home country
N/A
Non-emergency evacuation
N/A
Pre-existing conditions waiting period waiver
N/A