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Comodín Valor
[node:field_accommodation_after_an_acu]
[node:field_adult_companion_accommodat] Related to a hospitalization of an insured under age 18 or older than 75
• US$500

This coverage is inside and outside Ecuador and is not limited to the number of entries in the year
[node:field_adult_companion_accommodat:value] Related to a hospitalization of an insured under age 18 or older than 75 • US$500 This coverage is inside and outside Ecuador and is not limited to the number of entries in the year
[node:field_acute_emergency_sickness_a]
[node:field_annual_trip_plan]
[node:field_hearing_aids] N/A
[node:field_hearing_aids:value] N/A
[node:field_area_of_coverage]
[node:field_travel_assistance_correct] N/A
[node:field_travel_assistance_correct:value] N/A
[node:field_pre_natal_post_natal_care] Included in the maternity benefit up to US$3,000
[node:field_pre_natal_post_natal_care:value] Included in the maternity benefit up to US$3,000
[node:field_autism] Included in the specialized treatments benefit up to US$1,000
[node:field_autism:value] Included in the specialized treatments benefit up to US$1,000
[node:author] valdiviesofeijoo@gmail.com
[node:author:mail] valdiviesofeijoo@gmail.com
[node:author:created] Mar, 26/03/2019 - 15:25
[node:author:created:html_year] 2019
[node:author:created:html_yearless_date] 03-26
[node:author:created:html_date] 2019-03-26
[node:author:created:short] 26/03/2019 - 15:25
[node:author:created:fallback] Mar, 03/26/2019 - 15:25
[node:author:created:long] Martes, Marzo 26, 2019 - 15:25
[node:author:created:medium] Mar, 26/03/2019 - 15:25
[node:author:created:html_time] 15:25:23
[node:author:created:html_datetime] 2019-03-26T15:25:23-0500
[node:author:created:html_month] 2019-03
[node:author:created:raw] 1553631923
[node:author:created:html_week] 2019-W13
[node:author:created:since] 7 años
[node:author:edit-url] http://www.vumiplans.com/user/1/edit
[node:author:uid] 1
[node:author:display-name] valdiviesofeijoo@gmail.com
[node:author:account-name] valdiviesofeijoo@gmail.com
[node:author:name] valdiviesofeijoo@gmail.com
[node:author:roles] authenticated, administrator
[node:author:roles:keys] authenticated, administrator
[node:author:roles:keys:reversed] administrator, authenticated
[node:author:roles:keys:count] 2
[node:author:roles:keys:first] authenticated
[node:author:roles:keys:join-path] authenticated/administrator
[node:author:roles:keys:last] administrator
[node:author:roles:reversed] administrator, authenticated
[node:author:roles:reversed:keys] administrator, authenticated
[node:author:roles:reversed:count] 2
[node:author:roles:reversed:first] administrator
[node:author:roles:reversed:join-path] administrator/authenticated
[node:author:roles:reversed:last] authenticated
[node:author:roles:count] 2
[node:author:roles:first] authenticated
[node:author:roles:join-path] authenticated/administrator
[node:author:roles:last] administrator
[node:author:last-login] Sáb, 11/03/2023 - 14:22
[node:author:last-login:html_year] 2023
[node:author:last-login:html_yearless_date] 03-11
[node:author:last-login:html_date] 2023-03-11
[node:author:last-login:short] 11/03/2023 - 14:22
[node:author:last-login:fallback] Sáb, 03/11/2023 - 14:22
[node:author:last-login:long] Sábado, Marzo 11, 2023 - 14:22
[node:author:last-login:medium] Sáb, 11/03/2023 - 14:22
[node:author:last-login:html_time] 14:22:36
[node:author:last-login:html_datetime] 2023-03-11T14:22:36-0500
[node:author:last-login:html_month] 2023-03
[node:author:last-login:raw] 1678562556
[node:author:last-login:html_week] 2023-W10
[node:author:last-login:since] 3 años
[node:author:url] http://www.vumiplans.com/user/1
[node:author:url:args] , user, 1
[node:author:url:args:keys] 0, 1
[node:author:url:args:reversed] 1, user
[node:author:url:args:count] 2
[node:author:url:args:first] user
[node:author:url:args:join-path] user/1
[node:author:url:args:last] 1
[node:author:url:path] /user/1
[node:author:url:absolute] http://www.vumiplans.com/user/1
[node:author:url:brief] www.vumiplans.com/user/1
[node:author:url:relative] /user/1
[node:author:url:unaliased] http://www.vumiplans.com/user/1
[node:author:url:unaliased:args] , user, 1
[node:author:url:unaliased:path] /user/1
[node:author:url:unaliased:absolute] http://www.vumiplans.com/user/1
[node:author:url:unaliased:brief] www.vumiplans.com/user/1
[node:author:url:unaliased:relative] /user/1
[node:field_baggage_delay]
[node:field_baggage_transportation_aft]
[node:field_baggage_transporta_death]
[node:field_special_benefit_for_suite] N/A
[node:field_special_benefit_for_suite:value] N/A
[node:field_hospital_cash_benefit] N/A
[node:field_hospital_cash_benefit:value] N/A
[node:field_benefits_for_live_donors] US$20,000 per lifetime, included in the organ transplant benefit
[node:field_benefits_for_live_donors:value] US$20,000 per lifetime, included in the organ transplant benefit
[node:comment-count] 0
[node:field_preventive_health_checkup] No deductible applies
• US$50 from 18 years and older
[node:field_preventive_health_checkup:value] No deductible applies • US$50 from 18 years and older
[node:field_outpatient_surgery] 100%
[node:field_outpatient_surgery:value] 100%
[node:field_bariatric_surgery_per_life] N/A

Non-surgical treatment for obesity
• US$50
[node:field_bariatric_surgery_per_life:value] N/A Non-surgical treatment for obesity • US$50
[node:field_reconstructive_surgery_aft] 100%
[node:field_reconstructive_surgery_aft:value] 100%
[node:field_surgery_to_reduce_the_risk] N/A
[node:field_surgery_to_reduce_the_risk:value] N/A
[node:field_refractive_eye_surgery] N/A
[node:field_refractive_eye_surgery:value] N/A
[node:field_emergency_dental_coverage] 100%
[node:field_emergency_dental_coverage:value] 100%
[node:field_coverage_inside_usa] • 100% through the Medical Care network
• Outside the Medical Care network coverage will be at 60% with a maximum daily room rate of up to US$600 for a standard room and up to US$1,200 for intensive care room
• Emergency medical treatment will be covered 100% up to the policy limits
[node:field_coverage_inside_usa:value] • 100% through the Medical Care network • Outside the Medical Care network coverage will be at 60% with a maximum daily room rate of up to US$600 for a standard room and up to US$1,200 for intensive care room • Emergency medical treatment will be covered 100% up to the policy limits
[node:field_coverage_outside_usa] 100% worldwide without restrictions of doctors and hospitals
[node:field_coverage_outside_usa:value] 100% worldwide without restrictions of doctors and hospitals
[node:field_free_extended_coverage_for] 1 year for contractual dependents and beneficiaries
[node:field_free_extended_coverage_for:value] 1 year for contractual dependents and beneficiaries
[node:field_free_coverage_for_dependen] N/A
[node:field_free_coverage_for_dependen:value] N/A
[node:field_maximum_coverage_per_insur] US$2,000,000 per policy year
[node:field_maximum_coverage_per_insur:value] US$2,000,000 per policy year
[node:field_maximum_coverage_per_life]
[node:field_temporary_coverage_for_acc] US$25.000 per lifetime, for medical expenses arising from bodily injury sustained in an accident occurring from the time the completed application and full premium are received until the date coverage begins or 60 days from the date the application is received, whichever comes first
[node:field_temporary_coverage_for_acc:value] US$25.000 per lifetime, for medical expenses arising from bodily injury sustained in an accident occurring from the time the completed application and full premium are received until the date coverage begins or 60 days from the date the application is received, whichever comes first
[node:field_zero_rate_coverage]
[node:comment]
[node:field_compassionate_emergency_re]
[node:field_compassionate_emergency_vi]
[node:field_maternity_and_newborn_comp] No deductible applies, after a 60-day waiting period
Options I, II & III
• US$100,000 per covered pregnancy, per lifetime
[node:field_maternity_and_newborn_comp:value] No deductible applies, after a 60-day waiting period Options I, II & III • US$100,000 per covered pregnancy, per lifetime
[node:field_catastrophic_and_unusual_c] US$200 additional to the amount of drugs prescribed for treatment with growth stimulants
[node:field_catastrophic_and_unusual_c:value] US$200 additional to the amount of drugs prescribed for treatment with growth stimulants
[node:field_congenital_conditions_befo] US$100,000 per lifetime
[node:field_congenital_conditions_befo:value] US$100,000 per lifetime
[node:field_congenital_conditions_afte] 100%
[node:field_congenital_conditions_afte:value] 100%
[node:field_pre_existing_conditions_de] Up to 20 Ecuadorian base salaries for all pre-existing conditions in a policy year, after a 24-month waiting period

Disability
• Up to 20 Ecuadorian base salaries for all pre-existing conditions in a policy year, after a 3-month waiting period
[node:field_pre_existing_conditions_de:value] Up to 20 Ecuadorian base salaries for all pre-existing conditions in a policy year, after a 24-month waiting period Disability • Up to 20 Ecuadorian base salaries for all pre-existing conditions in a policy year, after a 3-month waiting period
[node:field_health_conditions_resultin]
[node:original]
[node:body]
[node:field_nurse_care_at_home] Included in the physical therapy and rehabilitation benefit up to US$3,000
[node:field_nurse_care_at_home:value] Included in the physical therapy and rehabilitation benefit up to US$3,000
[node:field_palliative_care_for_termin] US$5,000 per lifetime
[node:field_palliative_care_for_termin:value] US$5,000 per lifetime
[node:langcode] en
[node:field_dialysis] 100%
[node:field_dialysis:value] 100%
[node:field_dialysis_1]
[node:field_dialysis_2]
[node:field_age_limit_to_apply] Unlimited
[node:field_age_limit_to_apply:value] Unlimited
[node:edit-url] http://www.vumiplans.com/node/982/edit
[node:field_deductible_elimination_red] N/A
[node:field_deductible_elimination_red:value] N/A
[node:field_deductible_elimination] Elimination of deductible up to US$5,000 in case of an accident or emergency that occurs while the insured is traveling outside of his/her country of residence
[node:field_deductible_elimination:value] Elimination of deductible up to US$5,000 in case of an accident or emergency that occurs while the insured is traveling outside of his/her country of residence
[node:field_medical_emergency] US$200 with no deductible, after this amount the coverage will be 100% with deductible, after a 24 hour waiting period
[node:field_medical_emergency:value] US$200 with no deductible, after this amount the coverage will be 100% with deductible, after a 24 hour waiting period
[node:field_emergency_dental_treatment]
[node:field_emergency_transportation_g]
[node:field_alzheimer_s] N/A
[node:field_alzheimer_s:value] N/A
[node:field_catastrophic_and_chronic_i] 100% after a 30-day waiting period for outpatient services and 90 days for inpatient services

Coverage within Ecuadorian territory for conditions named and determined by the national health authority
[node:field_catastrophic_and_chronic_i:value] 100% after a 30-day waiting period for outpatient services and 90 days for inpatient services Coverage within Ecuadorian territory for conditions named and determined by the national health authority
[node:field_illness_or_injury_in_priva] 100%
[node:field_illness_or_injury_in_priva:value] 100%
[node:field_durable_medical_equipment] US$6,500
[node:field_durable_medical_equipment:value] US$6,500
[node:field_tags]
[node:field_evacuation_to_country_of_c] N/A
[node:field_evacuation_to_country_of_c:value] N/A
[node:field_non_emergency_evacuation] N/A
[node:field_non_emergency_evacuation:value] N/A
[node:field_pre_existing_conditions_wa] N/A
[node:field_pre_existing_conditions_wa:value] N/A
[node:field_extraction_and_storage_of_] N/A
[node:field_extraction_and_storage_of_:value] N/A
[node:changed] Sat, 08/05/2023 - 09:53
[node:changed:html_year] 2023
[node:changed:html_yearless_date] 08-05
[node:changed:html_date] 2023-08-05
[node:changed:short] 05/08/2023 - 09:53
[node:changed:fallback] Sáb, 08/05/2023 - 09:53
[node:changed:long] Sábado, Agosto 5, 2023 - 09:53
[node:changed:medium] Sáb, 05/08/2023 - 09:53
[node:changed:html_time] 09:53:17
[node:changed:html_datetime] 2023-08-05T09:53:17-0500
[node:changed:html_month] 2023-08
[node:changed:raw] 1691247197
[node:changed:html_week] 2023-W31
[node:changed:since] 2 años 8 meses
[node:created] Thu, 11/14/2019 - 03:31
[node:created:html_year] 2019
[node:created:html_yearless_date] 11-14
[node:created:html_date] 2019-11-14
[node:created:short] 14/11/2019 - 03:31
[node:created:fallback] Jue, 11/14/2019 - 03:31
[node:created:long] Jueves, Noviembre 14, 2019 - 03:31
[node:created:medium] Jue, 14/11/2019 - 03:31
[node:created:html_time] 03:31:19
[node:created:html_datetime] 2019-11-14T03:31:19-0500
[node:created:html_month] 2019-11
[node:created:raw] 1573720279
[node:created:html_week] 2019-W46
[node:created:since] 6 años 4 meses
[node:field_prescribed_food_formulas]
[node:field_war_and_terrorism_benefit] N/A
[node:field_war_and_terrorism_benefit:value] N/A
[node:field_standard_private_semi_priv] 100% up to the coverage limit
[node:field_standard_private_semi_priv:value] 100% up to the coverage limit
[node:field_surgeon_assistant_surgeon_] 100%
[node:field_surgeon_assistant_surgeon_:value] 100%
[node:field_hospitalization_semi_priva]
[node:nid] 982
[node:vid] 4235
[node:field_image_for_slider]
[node:field_image]
[node:field_inclusion_of_the_newborn] Options I, II & III
• Without underwriting if born from a covered maternity
[node:field_inclusion_of_the_newborn:value] Options I, II & III • Without underwriting if born from a covered maternity
[node:field_hazardous_hobbies_and_spor] N/A
[node:field_hazardous_hobbies_and_spor:value] N/A
[node:field_professional_sports] N/A
[node:field_professional_sports:value] N/A
[node:field_maternity] No deductible applies, after a 60-day waiting period
Options I, II & III
• US$3,000 per pregnancy
[node:field_maternity:value] No deductible applies, after a 60-day waiting period Options I, II & III • US$3,000 per pregnancy
[node:field_maternity_complications_as]
[node:field_maximum_coverage_70_80]
[node:field_maximum_coverage_70]
[node:field_medically_necessary_durabl]
[node:field_prescribed_medications_out] In Ecuador
• 100%
Outside Ecuador
• US$5,000

Including ancestral, alternative and generic medicine
[node:field_prescribed_medications_out:value] In Ecuador • 100% Outside Ecuador • US$5,000 Including ancestral, alternative and generic medicine
[node:field_prescribed_medications] US$50 no deductible applies, after this amount the coverage will be 100% with deductible
[node:field_prescribed_medications:value] US$50 no deductible applies, after this amount the coverage will be 100% with deductible
[node:field_mental_health_prescription] N/A
[node:field_mental_health_prescription:value] N/A
[node:log]
[node:field_missed_flight_connection]
[node:source]
[node:source:field_adult_companion_accommodat] Related to a hospitalization of an insured under age 18 or older than 75
• US$500

This coverage is inside and outside Ecuador and is not limited to the number of entries in the year
[node:source:field_adult_companion_accommodat:value] Related to a hospitalization of an insured under age 18 or older than 75 • US$500 This coverage is inside and outside Ecuador and is not limited to the number of entries in the year
[node:source:field_hearing_aids] N/A
[node:source:field_hearing_aids:value] N/A
[node:source:field_travel_assistance_correct] N/A
[node:source:field_travel_assistance_correct:value] N/A
[node:source:field_pre_natal_post_natal_care] Included in the maternity benefit up to US$3,000
[node:source:field_pre_natal_post_natal_care:value] Included in the maternity benefit up to US$3,000
[node:source:field_autism] Included in the specialized treatments benefit up to US$1,000
[node:source:field_autism:value] Included in the specialized treatments benefit up to US$1,000
[node:source:author] valdiviesofeijoo@gmail.com
[node:source:author:mail] valdiviesofeijoo@gmail.com
[node:source:author:created] Mar, 26/03/2019 - 15:25
[node:source:author:created:html_year] 2019
[node:source:author:created:html_yearless_date] 03-26
[node:source:author:created:html_date] 2019-03-26
[node:source:author:created:short] 26/03/2019 - 15:25
[node:source:author:created:fallback] Mar, 03/26/2019 - 15:25
[node:source:author:created:long] Martes, Marzo 26, 2019 - 15:25
[node:source:author:created:medium] Mar, 26/03/2019 - 15:25
[node:source:author:created:html_time] 15:25:23
[node:source:author:created:html_datetime] 2019-03-26T15:25:23-0500
[node:source:author:created:html_month] 2019-03
[node:source:author:created:raw] 1553631923
[node:source:author:created:html_week] 2019-W13
[node:source:author:created:since] 7 años
[node:source:author:edit-url] http://www.vumiplans.com/user/1/edit
[node:source:author:uid] 1
[node:source:author:display-name] valdiviesofeijoo@gmail.com
[node:source:author:account-name] valdiviesofeijoo@gmail.com
[node:source:author:name] valdiviesofeijoo@gmail.com
[node:source:author:roles] authenticated, administrator
[node:source:author:roles:keys] authenticated, administrator
[node:source:author:roles:reversed] administrator, authenticated
[node:source:author:roles:count] 2
[node:source:author:roles:first] authenticated
[node:source:author:roles:join-path] authenticated/administrator
[node:source:author:roles:last] administrator
[node:source:author:last-login] Sáb, 11/03/2023 - 14:22
[node:source:author:last-login:html_year] 2023
[node:source:author:last-login:html_yearless_date] 03-11
[node:source:author:last-login:html_date] 2023-03-11
[node:source:author:last-login:short] 11/03/2023 - 14:22
[node:source:author:last-login:fallback] Sáb, 03/11/2023 - 14:22
[node:source:author:last-login:long] Sábado, Marzo 11, 2023 - 14:22
[node:source:author:last-login:medium] Sáb, 11/03/2023 - 14:22
[node:source:author:last-login:html_time] 14:22:36
[node:source:author:last-login:html_datetime] 2023-03-11T14:22:36-0500
[node:source:author:last-login:html_month] 2023-03
[node:source:author:last-login:raw] 1678562556
[node:source:author:last-login:html_week] 2023-W10
[node:source:author:last-login:since] 3 años
[node:source:author:url] http://www.vumiplans.com/user/1
[node:source:author:url:args] , user, 1
[node:source:author:url:path] /user/1
[node:source:author:url:absolute] http://www.vumiplans.com/user/1
[node:source:author:url:brief] www.vumiplans.com/user/1
[node:source:author:url:relative] /user/1
[node:source:author:url:unaliased] http://www.vumiplans.com/user/1
[node:source:field_special_benefit_for_suite] N/A
[node:source:field_special_benefit_for_suite:value] N/A
[node:source:field_hospital_cash_benefit] N/A
[node:source:field_hospital_cash_benefit:value] N/A
[node:source:field_benefits_for_live_donors] US$20,000 per lifetime, included in the organ transplant benefit
[node:source:field_benefits_for_live_donors:value] US$20,000 per lifetime, included in the organ transplant benefit
[node:source:field_preventive_health_checkup] No deductible applies
• US$50 from 18 years and older
[node:source:field_preventive_health_checkup:value] No deductible applies • US$50 from 18 years and older
[node:source:field_outpatient_surgery] 100%
[node:source:field_outpatient_surgery:value] 100%
[node:source:field_bariatric_surgery_per_life] N/A

Non-surgical treatment for obesity
• US$50
[node:source:field_bariatric_surgery_per_life:value] N/A Non-surgical treatment for obesity • US$50
[node:source:field_reconstructive_surgery_aft] 100%
[node:source:field_reconstructive_surgery_aft:value] 100%
[node:source:field_surgery_to_reduce_the_risk] N/A
[node:source:field_surgery_to_reduce_the_risk:value] N/A
[node:source:field_refractive_eye_surgery] N/A
[node:source:field_refractive_eye_surgery:value] N/A
[node:source:field_emergency_dental_coverage] 100%
[node:source:field_emergency_dental_coverage:value] 100%
[node:source:field_coverage_inside_usa] • 100% through the Medical Care network
• Outside the Medical Care network coverage will be at 60% with a maximum daily room rate of up to US$600 for a standard room and up to US$1,200 for intensive care room
• Emergency medical treatment will be covered 100% up to the policy limits
[node:source:field_coverage_inside_usa:value] • 100% through the Medical Care network • Outside the Medical Care network coverage will be at 60% with a maximum daily room rate of up to US$600 for a standard room and up to US$1,200 for intensive care room • Emergency medical treatment will be covered 100% up to the policy limits
[node:source:field_coverage_outside_usa] 100% worldwide without restrictions of doctors and hospitals
[node:source:field_coverage_outside_usa:value] 100% worldwide without restrictions of doctors and hospitals
[node:source:field_free_extended_coverage_for] 1 year for contractual dependents and beneficiaries
[node:source:field_free_extended_coverage_for:value] 1 year for contractual dependents and beneficiaries
[node:source:field_free_coverage_for_dependen] N/A
[node:source:field_free_coverage_for_dependen:value] N/A
[node:source:field_maximum_coverage_per_insur] US$2,000,000 per policy year
[node:source:field_maximum_coverage_per_insur:value] US$2,000,000 per policy year
[node:source:field_temporary_coverage_for_acc] US$25.000 per lifetime, for medical expenses arising from bodily injury sustained in an accident occurring from the time the completed application and full premium are received until the date coverage begins or 60 days from the date the application is received, whichever comes first
[node:source:field_temporary_coverage_for_acc:value] US$25.000 per lifetime, for medical expenses arising from bodily injury sustained in an accident occurring from the time the completed application and full premium are received until the date coverage begins or 60 days from the date the application is received, whichever comes first
[node:source:field_maternity_and_newborn_comp] No deductible applies, after a 60-day waiting period
Options I, II & III
• US$100,000 per covered pregnancy, per lifetime
[node:source:field_maternity_and_newborn_comp:value] No deductible applies, after a 60-day waiting period Options I, II & III • US$100,000 per covered pregnancy, per lifetime
[node:source:field_catastrophic_and_unusual_c] US$200 additional to the amount of drugs prescribed for treatment with growth stimulants
[node:source:field_catastrophic_and_unusual_c:value] US$200 additional to the amount of drugs prescribed for treatment with growth stimulants
[node:source:field_congenital_conditions_befo] US$100,000 per lifetime
[node:source:field_congenital_conditions_befo:value] US$100,000 per lifetime
[node:source:field_congenital_conditions_afte] 100%
[node:source:field_congenital_conditions_afte:value] 100%
[node:source:field_pre_existing_conditions_de] Up to 20 Ecuadorian base salaries for all pre-existing conditions in a policy year, after a 24-month waiting period

Disability
• Up to 20 Ecuadorian base salaries for all pre-existing conditions in a policy year, after a 3-month waiting period
[node:source:field_pre_existing_conditions_de:value] Up to 20 Ecuadorian base salaries for all pre-existing conditions in a policy year, after a 24-month waiting period Disability • Up to 20 Ecuadorian base salaries for all pre-existing conditions in a policy year, after a 3-month waiting period
[node:source:field_nurse_care_at_home] Included in the physical therapy and rehabilitation benefit up to US$3,000
[node:source:field_nurse_care_at_home:value] Included in the physical therapy and rehabilitation benefit up to US$3,000
[node:source:field_palliative_care_for_termin] US$5,000 per lifetime
[node:source:field_palliative_care_for_termin:value] US$5,000 per lifetime
[node:source:langcode] en
[node:source:field_dialysis] 100%
[node:source:field_dialysis:value] 100%
[node:source:field_age_limit_to_apply] Unlimited
[node:source:field_age_limit_to_apply:value] Unlimited
[node:source:edit-url] http://www.vumiplans.com/node/982/edit
[node:source:field_deductible_elimination_red] N/A
[node:source:field_deductible_elimination_red:value] N/A
[node:source:field_deductible_elimination] Elimination of deductible up to US$5,000 in case of an accident or emergency that occurs while the insured is traveling outside of his/her country of residence
[node:source:field_deductible_elimination:value] Elimination of deductible up to US$5,000 in case of an accident or emergency that occurs while the insured is traveling outside of his/her country of residence
[node:source:field_medical_emergency] US$200 with no deductible, after this amount the coverage will be 100% with deductible, after a 24 hour waiting period
[node:source:field_medical_emergency:value] US$200 with no deductible, after this amount the coverage will be 100% with deductible, after a 24 hour waiting period
[node:source:field_alzheimer_s] N/A
[node:source:field_alzheimer_s:value] N/A
[node:source:field_catastrophic_and_chronic_i] 100% after a 30-day waiting period for outpatient services and 90 days for inpatient services

Coverage within Ecuadorian territory for conditions named and determined by the national health authority
[node:source:field_catastrophic_and_chronic_i:value] 100% after a 30-day waiting period for outpatient services and 90 days for inpatient services Coverage within Ecuadorian territory for conditions named and determined by the national health authority
[node:source:field_illness_or_injury_in_priva] 100%
[node:source:field_illness_or_injury_in_priva:value] 100%
[node:source:field_durable_medical_equipment] US$6,500
[node:source:field_durable_medical_equipment:value] US$6,500
[node:source:field_evacuation_to_country_of_c] N/A
[node:source:field_evacuation_to_country_of_c:value] N/A
[node:source:field_non_emergency_evacuation] N/A
[node:source:field_non_emergency_evacuation:value] N/A
[node:source:field_pre_existing_conditions_wa] N/A
[node:source:field_pre_existing_conditions_wa:value] N/A
[node:source:field_extraction_and_storage_of_] N/A
[node:source:field_extraction_and_storage_of_:value] N/A
[node:source:changed] Sat, 08/05/2023 - 09:53
[node:source:changed:html_year] 2023
[node:source:changed:html_yearless_date] 08-05
[node:source:changed:html_date] 2023-08-05
[node:source:changed:short] 05/08/2023 - 09:53
[node:source:changed:fallback] Sáb, 08/05/2023 - 09:53
[node:source:changed:long] Sábado, Agosto 5, 2023 - 09:53
[node:source:changed:medium] Sáb, 05/08/2023 - 09:53
[node:source:changed:html_time] 09:53:17
[node:source:changed:html_datetime] 2023-08-05T09:53:17-0500
[node:source:changed:html_month] 2023-08
[node:source:changed:raw] 1691247197
[node:source:changed:html_week] 2023-W31
[node:source:changed:since] 2 años 8 meses
[node:source:created] Thu, 11/14/2019 - 03:31
[node:source:created:html_year] 2019
[node:source:created:html_yearless_date] 11-14
[node:source:created:html_date] 2019-11-14
[node:source:created:short] 14/11/2019 - 03:31
[node:source:created:fallback] Jue, 11/14/2019 - 03:31
[node:source:created:long] Jueves, Noviembre 14, 2019 - 03:31
[node:source:created:medium] Jue, 14/11/2019 - 03:31
[node:source:created:html_time] 03:31:19
[node:source:created:html_datetime] 2019-11-14T03:31:19-0500
[node:source:created:html_month] 2019-11
[node:source:created:raw] 1573720279
[node:source:created:html_week] 2019-W46
[node:source:created:since] 6 años 4 meses
[node:source:field_war_and_terrorism_benefit] N/A
[node:source:field_war_and_terrorism_benefit:value] N/A
[node:source:field_standard_private_semi_priv] 100% up to the coverage limit
[node:source:field_standard_private_semi_priv:value] 100% up to the coverage limit
[node:source:field_surgeon_assistant_surgeon_] 100%
[node:source:field_surgeon_assistant_surgeon_:value] 100%
[node:source:nid] 982
[node:source:vid] 4235
[node:source:field_inclusion_of_the_newborn] Options I, II & III
• Without underwriting if born from a covered maternity
[node:source:field_inclusion_of_the_newborn:value] Options I, II & III • Without underwriting if born from a covered maternity
[node:source:field_hazardous_hobbies_and_spor] N/A
[node:source:field_hazardous_hobbies_and_spor:value] N/A
[node:source:field_professional_sports] N/A
[node:source:field_professional_sports:value] N/A
[node:source:field_maternity] No deductible applies, after a 60-day waiting period
Options I, II & III
• US$3,000 per pregnancy
[node:source:field_maternity:value] No deductible applies, after a 60-day waiting period Options I, II & III • US$3,000 per pregnancy
[node:source:field_prescribed_medications_out] In Ecuador
• 100%
Outside Ecuador
• US$5,000

Including ancestral, alternative and generic medicine
[node:source:field_prescribed_medications_out:value] In Ecuador • 100% Outside Ecuador • US$5,000 Including ancestral, alternative and generic medicine
[node:source:field_prescribed_medications] US$50 no deductible applies, after this amount the coverage will be 100% with deductible
[node:source:field_prescribed_medications:value] US$50 no deductible applies, after this amount the coverage will be 100% with deductible
[node:source:field_mental_health_prescription] N/A
[node:source:field_mental_health_prescription:value] N/A
[node:source:field_cancer_tests_medication_an] 100%
[node:source:field_cancer_tests_medication_an:value] 100%
[node:source:field_insured_s_and_companion_s_] N/A
[node:source:field_insured_s_and_companion_s_:value] N/A
[node:source:field_waiting_period] 30 days
[node:source:field_waiting_period:value] 30 days
[node:source:field_prosthetic_limbs] Included in the durable medical equipment benefit up to US$6,500
[node:source:field_prosthetic_limbs:value] Included in the durable medical equipment benefit up to US$6,500
[node:source:field_prostheses_and_medical_app] 100%
[node:source:field_prostheses_and_medical_app:value] 100%
[node:source:field_psychology] N/A
[node:source:field_psychology:value] N/A
[node:source:field_travel_reimbursement_for_t] N/A
[node:source:field_travel_reimbursement_for_t:value] N/A
[node:source:field_repatriation_of_mortal_rem] US$5,000
[node:source:field_repatriation_of_mortal_rem:value] US$5,000
[node:source:field_emergency_room] 100%
[node:source:field_emergency_room:value] 100%
[node:source:field_second_medical_opinion] Included
[node:source:field_second_medical_opinion:value] Included
[node:source:field_term_life_insurance_mortal] N/A
[node:source:field_term_life_insurance_mortal:value] N/A
[node:source:field_travel_assistance_coverage] Best Doctors Concierge
[node:source:field_travel_assistance_coverage:value] Best Doctors Concierge
[node:source:field_diagnostic_study_services_] Laboratory tests, pathology, X-rays, MRI/CT/PET scans
• 100%
[node:source:field_diagnostic_study_services_:value] Laboratory tests, pathology, X-rays, MRI/CT/PET scans • 100%
[node:source:field_hormone_replacement_therap] N/A
[node:source:field_hormone_replacement_therap:value] N/A
[node:source:field_physical_therapy_and_rehab] US$3,000 including rehabilitative cardiac therapy, respiratory therapy and speech therapy
[node:source:field_physical_therapy_and_rehab:value] US$3,000 including rehabilitative cardiac therapy, respiratory therapy and speech therapy
[node:source:field_complementary_therapy] Speech therapist
• Included in the physical therapy and rehabilitation benefit up to US$3,000

Home respiratory therapy
• Included in the physical therapy and rehabilitation benefit up to US$3,000

Alternative and ancestral medicine consultations
• US$50
[node:source:field_complementary_therapy:value] Speech therapist • Included in the physical therapy and rehabilitation benefit up to US$3,000 Home respiratory therapy • Included in the physical therapy and rehabilitation benefit up to US$3,000 Alternative and ancestral medicine consultations • US$50
[node:source:content-type] Plan
[node:source:content-type:node-count] 1
[node:source:content-type:edit-url] http://www.vumiplans.com/es/admin/structure/types/manage/plan
[node:source:content-type:name] Plan
[node:source:content-type:machine-name] plan
[node:source:field_emergency_transportation_a] US$30,000 no deductible applies
[node:source:field_emergency_transportation_a:value] US$30,000 no deductible applies
[node:source:field_emergency_transportation_b] 100% no deductible applies
[node:source:field_emergency_transportation_b:value] 100% no deductible applies
[node:source:field_organ_and_tissue_transplan] Per organ/tissue
• US$1,000,000 per lifetime, after a 90-day waiting period
[node:source:field_organ_and_tissue_transplan:value] Per organ/tissue • US$1,000,000 per lifetime, after a 90-day waiting period
[node:source:field_allergy_treatments] 100%
[node:source:field_allergy_treatments:value] 100%
[node:source:field_fertility_treatment] N/A
[node:source:field_fertility_treatment:value] N/A
[node:source:field_wisdom_teeth_removal] N/A
[node:source:field_wisdom_teeth_removal:value] N/A
[node:source:field_surgical_treatment_of_symp] • 100%

Non-surgical treatment of symptomatic foot disorders
• US$100
[node:source:field_surgical_treatment_of_symp:value] • 100% Non-surgical treatment of symptomatic foot disorders • US$100
[node:source:field_male_and_or_female_sterili] US$50
[node:source:field_male_and_or_female_sterili:value] US$50
[node:source:field_specialized_treatments_] Psychiatrist, autism, occupational therapist, sleep apnea and other sleep disorders
• US$1,000
[node:source:field_specialized_treatments_:value] Psychiatrist, autism, occupational therapist, sleep apnea and other sleep disorders • US$1,000
[node:source:field_psychiatric_treatments] Included in the specialized treatments benefit up to US$1,000
[node:source:field_psychiatric_treatments:value] Included in the specialized treatments benefit up to US$1,000
[node:source:field_type_of_plan] Medical Care (worldwide coverage)
[node:source:field_type_of_plan:target_id] 56
[node:source:field_type_of_plan:entity] Medical Care (worldwide coverage)
[node:source:field_type_of_plan:entity:node-count] 2
[node:source:field_type_of_plan:entity:edit-url] http://www.vumiplans.com/taxonomy/term/56/edit
[node:source:field_type_of_plan:entity:tid] 56
[node:source:field_type_of_plan:entity:name] Medical Care (worldwide coverage)
[node:source:field_type_of_plan:entity:parents] BEST DOCTORS - PREPAID MEDICINE
[node:source:field_type_of_plan:entity:parent] BEST DOCTORS - PREPAID MEDICINE
[node:source:field_type_of_plan:entity:root] BEST DOCTORS - PREPAID MEDICINE
[node:source:field_type_of_plan:entity:url] http://www.vumiplans.com/taxonomy/term/56
[node:source:field_type_of_plan:entity:vocabulary] Type of plan
[node:source:title] Best Doctors Prepaid Medicine Medical Care (worldwide coverage)
[node:source:field_intensive_care_unit] 100% up to the coverage limit
[node:source:field_intensive_care_unit:value] 100% up to the coverage limit
[node:source:field_neonatal_intensive_care_un] Options I, II & III
• Included in the maternity and newborn complications benefit up to US$100,000
[node:source:field_neonatal_intensive_care_un:value] Options I, II & III • Included in the maternity and newborn complications benefit up to US$100,000
[node:source:url] http://www.vumiplans.com/node/982
[node:source:url:args] , node, 982
[node:source:url:args:keys] 0, 1
[node:source:url:args:reversed] 982, node
[node:source:url:args:count] 2
[node:source:url:args:first] node
[node:source:url:args:join-path] node/982
[node:source:url:args:last] 982
[node:source:url:path] /node/982
[node:source:url:absolute] http://www.vumiplans.com/node/982
[node:source:url:brief] www.vumiplans.com/node/982
[node:source:url:relative] /node/982
[node:source:url:unaliased] http://www.vumiplans.com/node/982
[node:source:url:unaliased:args] , node, 982
[node:source:url:unaliased:path] /node/982
[node:source:url:unaliased:absolute] http://www.vumiplans.com/node/982
[node:source:url:unaliased:brief] www.vumiplans.com/node/982
[node:source:url:unaliased:relative] /node/982
[node:source:field_hiv_aids] Not specified, this benefit according to the law or zero rate will have coverage for 1 evaluation per year up to US$60 to know the health status of the insured, it could also be considered as a pre-existing condition and have coverage up to 20 Ecuadorian basic salaries, i.e. US$9,000
[node:source:field_hiv_aids:value] Not specified, this benefit according to the law or zero rate will have coverage for 1 evaluation per year up to US$60 to know the health status of the insured, it could also be considered as a pre-existing condition and have coverage up to 20 Ecuadorian basic salaries, i.e. US$9,000
[node:source:field_physician_and_specialist_v] 100%
[node:source:field_physician_and_specialist_v:value] 100%
[node:source:field_physician_and_specialist_h] N/A
[node:source:field_physician_and_specialist_h:value] N/A
[node:field_non_medical_evacuation]
[node:field_non_profe_hobbies_motor]
[node:field_non_professional_hobbies_a]
[node:comment-count-new]
[node:field_cancer_tests_medication_an] 100%
[node:field_cancer_tests_medication_an:value] 100%
[node:field_others_determined_by_the_n]
[node:field_insured_s_and_companion_s_] N/A
[node:field_insured_s_and_companion_s_:value] N/A
[node:field_personal_accident_disabili]
[node:field_personal_liability_bodily_]
[node:field_personal_liability_damage]
[node:field_waiting_period] 30 days
[node:field_waiting_period:value] 30 days
[node:field_plan_image]
[node:field_pre_existing_conditions]
[node:field_prescribed_medications_dur]
[node:field_prohibitions_to_exclusions]
[node:field_property_loss_or_theft]
[node:field_prosthetic_limbs] Included in the durable medical equipment benefit up to US$6,500
[node:field_prosthetic_limbs:value] Included in the durable medical equipment benefit up to US$6,500
[node:field_prostheses_and_medical_app] 100%
[node:field_prostheses_and_medical_app:value] 100%
[node:field_psychology] N/A
[node:field_psychology:value] N/A
[node:field_travel_reimbursement_for_t] N/A
[node:field_travel_reimbursement_for_t:value] N/A
[node:field_repatriation_of_mortal_rem] US$5,000
[node:field_repatriation_of_mortal_rem:value] US$5,000
[node:field_repatriation_of_a_summoned]
[node:field_repatriation_or_cremation_]
[node:summary]
[node:field_return_trip_after_a_medica]
[node:field_emergency_room] 100%
[node:field_emergency_room:value] 100%
[node:field_second_medical_opinion] Included
[node:field_second_medical_opinion:value] Included
[node:field_term_life_insurance_mortal] N/A
[node:field_term_life_insurance_mortal:value] N/A
[node:field_travel_assistance_coverage] Best Doctors Concierge
[node:field_travel_assistance_coverage:value] Best Doctors Concierge
[node:field_diagnostic_study_servi_lab]
[node:field_diagnostic_study_servi_pat]
[node:field_diagnostic_study_services_] Laboratory tests, pathology, X-rays, MRI/CT/PET scans
• 100%
[node:field_diagnostic_study_services_:value] Laboratory tests, pathology, X-rays, MRI/CT/PET scans • 100%
[node:field_single_trip_plan]
[node:field_surgery_and_anesthesiologi]
[node:field_hormone_replacement_therap] N/A
[node:field_hormone_replacement_therap:value] N/A
[node:field_physical_therapy_and_reh_1]
[node:field_physical_therapy_and_rehab] US$3,000 including rehabilitative cardiac therapy, respiratory therapy and speech therapy
[node:field_physical_therapy_and_rehab:value] US$3,000 including rehabilitative cardiac therapy, respiratory therapy and speech therapy
[node:field_fda_approved_gene_therapy]
[node:field_complementary_therapy] Speech therapist
• Included in the physical therapy and rehabilitation benefit up to US$3,000

Home respiratory therapy
• Included in the physical therapy and rehabilitation benefit up to US$3,000

Alternative and ancestral medicine consultations
• US$50
[node:field_complementary_therapy:value] Speech therapist • Included in the physical therapy and rehabilitation benefit up to US$3,000 Home respiratory therapy • Included in the physical therapy and rehabilitation benefit up to US$3,000 Alternative and ancestral medicine consultations • US$50
[node:content-type] Plan
[node:content-type:node-count] 1
[node:content-type:edit-url] http://www.vumiplans.com/es/admin/structure/types/manage/plan
[node:content-type:name] Plan
[node:content-type:machine-name] plan
[node:field_emergency_transportation_a] US$30,000 no deductible applies
[node:field_emergency_transportation_a:value] US$30,000 no deductible applies
[node:field_emergency_river_transport]
[node:field_emergency_transportation_b] 100% no deductible applies
[node:field_emergency_transportation_b:value] 100% no deductible applies
[node:field_organ_and_tissue_transplan] Per organ/tissue
• US$1,000,000 per lifetime, after a 90-day waiting period
[node:field_organ_and_tissue_transplan:value] Per organ/tissue • US$1,000,000 per lifetime, after a 90-day waiting period
[node:field_allergy_treatments] 100%
[node:field_allergy_treatments:value] 100%
[node:field_fertility_treatment] N/A
[node:field_fertility_treatment:value] N/A
[node:field_wisdom_teeth_removal] N/A
[node:field_wisdom_teeth_removal:value] N/A
[node:field_surgical_treatment_of_symp] • 100%

Non-surgical treatment of symptomatic foot disorders
• US$100
[node:field_surgical_treatment_of_symp:value] • 100% Non-surgical treatment of symptomatic foot disorders • US$100
[node:field_male_and_or_female_sterili] US$50
[node:field_male_and_or_female_sterili:value] US$50
[node:field_specialized_treatments_] Psychiatrist, autism, occupational therapist, sleep apnea and other sleep disorders
• US$1,000
[node:field_specialized_treatments_:value] Psychiatrist, autism, occupational therapist, sleep apnea and other sleep disorders • US$1,000
[node:field_psychiatric_treatments] Included in the specialized treatments benefit up to US$1,000
[node:field_psychiatric_treatments:value] Included in the specialized treatments benefit up to US$1,000
[node:field_travel_delay]
[node:field_treatment_by_authorized_ph]
[node:field_treatment_by_physiotherapi]
[node:field_type_of_plan] Medical Care (worldwide coverage)
[node:field_type_of_plan:target_id] 56
[node:field_type_of_plan:entity] Medical Care (worldwide coverage)
[node:field_type_of_plan:entity:node-count] 2
[node:field_type_of_plan:entity:edit-url] http://www.vumiplans.com/taxonomy/term/56/edit
[node:field_type_of_plan:entity:tid] 56
[node:field_type_of_plan:entity:name] Medical Care (worldwide coverage)
[node:field_type_of_plan:entity:parents] BEST DOCTORS - PREPAID MEDICINE
[node:field_type_of_plan:entity:parents:keys] 155
[node:field_type_of_plan:entity:parents:reversed] BEST DOCTORS - PREPAID MEDICINE
[node:field_type_of_plan:entity:parents:count] 1
[node:field_type_of_plan:entity:parents:first] BEST DOCTORS - PREPAID MEDICINE
[node:field_type_of_plan:entity:parents:join-path] best-doctors-prepaid-medicine
[node:field_type_of_plan:entity:parents:last] BEST DOCTORS - PREPAID MEDICINE
[node:field_type_of_plan:entity:parent] BEST DOCTORS - PREPAID MEDICINE
[node:field_type_of_plan:entity:parent:edit-url] http://www.vumiplans.com/taxonomy/term/155/edit
[node:field_type_of_plan:entity:parent:tid] 155
[node:field_type_of_plan:entity:parent:name] BEST DOCTORS - PREPAID MEDICINE
[node:field_type_of_plan:entity:parent:field_provider_type] Competitor
[node:field_type_of_plan:entity:parent:url] http://www.vumiplans.com/taxonomy/term/155
[node:field_type_of_plan:entity:parent:vocabulary] Type of plan
[node:field_type_of_plan:entity:root] BEST DOCTORS - PREPAID MEDICINE
[node:field_type_of_plan:entity:root:edit-url] http://www.vumiplans.com/taxonomy/term/155/edit
[node:field_type_of_plan:entity:root:tid] 155
[node:field_type_of_plan:entity:root:name] BEST DOCTORS - PREPAID MEDICINE
[node:field_type_of_plan:entity:root:field_provider_type] Competitor
[node:field_type_of_plan:entity:root:url] http://www.vumiplans.com/taxonomy/term/155
[node:field_type_of_plan:entity:root:vocabulary] Type of plan
[node:field_type_of_plan:entity:url] http://www.vumiplans.com/taxonomy/term/56
[node:field_type_of_plan:entity:url:args] , taxonomy, term, 56
[node:field_type_of_plan:entity:url:path] /taxonomy/term/56
[node:field_type_of_plan:entity:url:absolute] http://www.vumiplans.com/taxonomy/term/56
[node:field_type_of_plan:entity:url:brief] www.vumiplans.com/taxonomy/term/56
[node:field_type_of_plan:entity:url:relative] /taxonomy/term/56
[node:field_type_of_plan:entity:url:unaliased] http://www.vumiplans.com/taxonomy/term/56
[node:field_type_of_plan:entity:vocabulary] Type of plan
[node:field_type_of_plan:entity:vocabulary:node-count] 395
[node:field_type_of_plan:entity:vocabulary:term-count] 292
[node:field_type_of_plan:entity:vocabulary:edit-url] http://www.vumiplans.com/admin/structure/taxonomy/manage/type_of_plan
[node:field_type_of_plan:entity:vocabulary:vid] type_of_plan
[node:field_type_of_plan:entity:vocabulary:name] Type of plan
[node:field_type_of_plan:entity:vocabulary:machine-name] type_of_plan
[node:field_type_travel]
[node:title] Best Doctors Prepaid Medicine Medical Care (worldwide coverage)
[node:field_intensive_care_unit] 100% up to the coverage limit
[node:field_intensive_care_unit:value] 100% up to the coverage limit
[node:field_neonatal_intensive_care_un] Options I, II & III
• Included in the maternity and newborn complications benefit up to US$100,000
[node:field_neonatal_intensive_care_un:value] Options I, II & III • Included in the maternity and newborn complications benefit up to US$100,000
[node:url] http://www.vumiplans.com/node/982
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[node:url:args:keys] 0, 1
[node:url:args:keys:reversed] 1, 0
[node:url:args:keys:count] 2
[node:url:args:keys:join-path] 0/1
[node:url:args:keys:last] 1
[node:url:args:reversed] 982, node
[node:url:args:reversed:keys] 1, 0
[node:url:args:reversed:count] 2
[node:url:args:reversed:first] 982
[node:url:args:reversed:join-path] 982/node
[node:url:args:reversed:last] node
[node:url:args:count] 2
[node:url:args:first] node
[node:url:args:join-path] node/982
[node:url:args:last] 982
[node:url:path] /node/982
[node:url:absolute] http://www.vumiplans.com/node/982
[node:url:brief] www.vumiplans.com/node/982
[node:url:relative] /node/982
[node:url:unaliased] http://www.vumiplans.com/node/982
[node:url:unaliased:args] , node, 982
[node:url:unaliased:args:keys] 0, 1
[node:url:unaliased:args:reversed] 982, node
[node:url:unaliased:args:count] 2
[node:url:unaliased:args:first] node
[node:url:unaliased:args:join-path] node/982
[node:url:unaliased:args:last] 982
[node:url:unaliased:path] /node/982
[node:url:unaliased:absolute] http://www.vumiplans.com/node/982
[node:url:unaliased:brief] www.vumiplans.com/node/982
[node:url:unaliased:relative] /node/982
[node:field_hiv_aids] Not specified, this benefit according to the law or zero rate will have coverage for 1 evaluation per year up to US$60 to know the health status of the insured, it could also be considered as a pre-existing condition and have coverage up to 20 Ecuadorian basic salaries, i.e. US$9,000
[node:field_hiv_aids:value] Not specified, this benefit according to the law or zero rate will have coverage for 1 evaluation per year up to US$60 to know the health status of the insured, it could also be considered as a pre-existing condition and have coverage up to 20 Ecuadorian basic salaries, i.e. US$9,000
[node:field_physician_and_specialist_1]
[node:field_physician_and_specialist_v] 100%
[node:field_physician_and_specialist_v:value] 100%
[node:field_physician_and_specialist_h] N/A
[node:field_physician_and_specialist_h:value] N/A